car insurance premiums for female drivers tend to be lower than they are for men, especially up to the age of about 45.
car insurance premiums are calculated depending on the possibility of the driver being involved in an accident and the cost of the claim if that happened.
Why female car insurance is cheaper than men's?
Women have gained a reputation as being more reliable and safer drivers as compared to male. It has be observed that a larger percentage of road accidents and driving offences being caused by men.
Female drivers tend to have minor road accidents, whereas men are likely to have major ones.
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Women drivers generally drive more slowly, carefully and shorter distances than men.
Driving at a slower speed diminishes the chances of a crash and, apart from this; women also drive shorter distances on average so they are able to keep mileage down to a minimum.
Although women tend to have as many accidents as men, they are less likely to be serious.
Changes to driving practical test from Oct 2010
Independent driving element in driving test will come in effect from Oct 2010
Independent driving is when the learner get out on the road He/She will be driving alone and they need to know how to drive safely
One more reason why female motorists are safer is that drink driving cases among women are lower men.
Insurance policies that offer substantial no claims discounts allow women to benefit from their safe driving.
As women file fewer claims as compared to men, which is beneficial for insurance companies, they tend to find car insurance is cheaper as a result.
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Cheaper car insurance quotes for female drivers :
Read our tips for lower car insurance premium.
Here are some more quick tips to save your money on insurance.
Buy a car that has a small engine or is in a low insurance group.
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