Choose your car wisely, this makes a big difference in your insurance premium. The car with smaller engines and no modification is a good choice if you want to cut down your insurance premium.

This is a new Pass Plus course introduced by Driving Standards Agency (DSA), to enhance the driving skills of new drivers. It's done within 12 moths of passing your actual driving practical test. the aim for pass plus is to boost up your confidence and helps to become a skilled driver, drivers who complete Pass Plus scheme get cheaper insurance from many insurance companies.

Deductibles is the amount you pay when you make a claim Raising deductibles can drastically slash your insurance premiums, but make sure you have sufficient funds to pay, if you have a claim.

You can also lower your car premiums by driving less, if you reduce your annual mileage less than average it reflects in cost of your insurance premiums.

Cars kept with in garage with good alarm system are less likely to be stolen, thereby reducing the cost of your insurance premium.

No claims discount is a good way of getting more discounts and thereby reducing the insurance cost, as some insurance company also factor the number of accidents done and theft lost statistics while calculating premium.

You must get the quote with several insurance companies, even though you are happy with your insurance provider, because you might a better deal that what you are having now.

Buying insurance online doesn't require a sales team to finalize the deal and insurance companies generally pass on the savings to online buyers, which could be up to 10%.

You should limit the number of drivers, to reduce the cost of car insurance.

Many companies use credit score to determine your insurance cost, so pay your bills on time and get and you might get some discounts in your car insurance.

Teen driver insurance is expensive, always ask for insurance company for good student discounts before getting a car policy.