How does short term car insurance work?
Adding someone to your existing car insurance policy, such as a visiting friend or relative, can be risky because they could wipe out your no-claims bonus. However, by setting up a short term policy, whether it is monthly car insurance or daily car insurance , they can legally drive your vehicle without putting your discount at risk.
In addition, you may need to drive someone else's vehicle. By setting up short term car insurance you can cover yourself even if you only need protection for one day.
So with short term car insurance there is less risk to the standard policyholder, instant cover is available and setting up a policy is often quicker than adding a named driver.