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Official DSA theory test questions for car and motorcycle/bike learner drivers. Practice online here.
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Insurance premium calculations

The cost of claims varies widely, depending on the risk involved. From their claims statistics car insurers can relate premiums to the degree of risk. This gives fair treatment to all policyholders. Following are main factors in calculating private car insurance premiums.
  • Type of insurance required
  • Who will be driving your car
  • The age of the driver (s) to be insured
  • Address (Postcode)
  • Number of ‘no claims’ years
  • Claim and convictions details for all drivers to be covered
  • Occupation
  • Sex and marital status
  • No of years full UK driving licence held
  • Profession
  • Start date of insurance cover
  • Date of vehicle purchase
  • The age of the vehicle
  • Engine capacity
  • Engine type
  • Vehicle registration number
  • Vehicle make and model
  • Safety and security features
  • Modification made
  • Overnight car parking
  • Expected annual mileage
  • Type of car use
 

 
 
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